Fintech lending in Europe
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| Format: | Thesis |
| Kulcsszavak: | Banks competition Digital credit Financial Technology Financial stability Peer-to-peer lending |
| Online Access: | http://dolgozattar.uni-bge.hu/27715 |
| Abstract: | Abstract — Change is one of the most talked about phenomenon in every aspect of human life. With the digitalization wave, a lot of change have come for the traditional banking system and innovations are playing an increasing role in reshaping a lot of process. This paper assesses the impact of introducing new technologies and innovation on banks and the lending process, focusing on financial stability. The paper uses qualitative tools to analyze the EU credit market and identifies the major influences FinTech has on lending |
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