APA (7th ed.) Citation

Bundi Nyaruai Joy, Musaab Mousa, & Wanyoike Dr Charles Githira. Mobile Banking: The Case Study of M-PESA in Kenya.

Chicago Style (17th ed.) Citation

Bundi Nyaruai Joy, Musaab Mousa, and Wanyoike Dr Charles Githira. Mobile Banking: The Case Study of M-PESA in Kenya.

MLA (8th ed.) Citation

Bundi Nyaruai Joy, et al. Mobile Banking: The Case Study of M-PESA in Kenya.

Warning: These citations may not always be 100% accurate.